
Top 10 Fintech Referral Codes in India: Free Stocks, Cash & Bonuses
From Groww to Zerodha, Paytm Money to Upstox — a ranked list of the highest-paying fintech referral programs in India.
Curated referral codes, cashback breakdowns and step-by-step guides for fintech apps and brands in India.
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From Groww to Zerodha, Paytm Money to Upstox — a ranked list of the highest-paying fintech referral programs in India.

A complete breakdown of CRED's refer-and-earn program, RewardX, and how to unlock CRED Store deals faster.

Everything you need to sign up on Groww using a referral code, complete KYC in 10 minutes, and claim your free stock.

Zerodha doesn't run a public refer-and-earn like most brokers — here's what actually exists in 2026, how the Partner Program works, and how a new user can still open a Zerodha account free.

Upstox runs campaign-based rewards for new accounts — the exact voucher amount changes month to month. Here's how to check the current offer and redeem safely.

Paytm Money makes investing simple — and its referral rewards make it even sweeter. Full breakdown for Indian users.

Slice offers UPI, prepaid card and pay-later in one product loved by Indian students and young professionals. Here's how referrals compound with monies.

Fi Money is a neobank in partnership with Federal Bank. The referral program pays real ₹ into your savings — here's how to unlock the top tier.

Niyo Global is India's most popular zero-forex-markup travel card. Its referral program earns joining bonuses for you and your friends.
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